Iterata Finance Platform

Overall Concept

In general, each person has the following needs or will be contacted with at least one of them in the future

Furnishings, mortgage

Financing of a home:

• Well covered by solutions & products
• Actual situation: mortgages by sector group and purpose of use
• Loans by purpose (total absolute and %)

Educational events

Financing education and training for oneself and family members (in the future on a private basis)

Health events

Financing health events (own and family members)

• Risk insurance / risk management
• Entire health insurance of a family to the bank
• Bank buys medical service packages (purchase + management of service blocks)
• Underwriting of serious health events
• Bank as intermediary, e.g. physician group as intermediary (network)
• Use access to systems (not product-based)

In addition to the areas of private pension plans, pension funds, AHV, IV, death, the areas of education and health will be decisive in the next few years as the new business areas of the banks. It is therefore important to start thinking today about how these strategic business areas can be developed in the future. In concrete terms, we need to derive specific measures from these circumstances and developments. Since many people are reluctant to take out a loan for education and health, this opens up opportunities to develop and offer suitable offers (solutions).

Goal

• Development of intermediaries who specifically link new customers to the bank, insurance company, etc. and thus benefit from the bank's overall portfolio of services and advice.
• The bank itself acts as an intermediary.